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What You Should Know About Home AppraisalsWhether buying a new home or selling a current one, appraisals are an important part of both processes. Having a home appraised is helpful for both home buyers and sellers, so everyone needs to know what appraisals do and how to get the most out of them.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

What Is a Home Appraisal?

A home appraisal is when a professional appraiser comes to the home and inspects it in order to come up with the most accurate price estimate possible. Home appraisals are done both when buying and selling a home. While sellers often choose to use an appraisal to decide on a price for their home, buyers will also get a home…

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Efficient Garage Organization IdeasMillions of homeowners have garages that are so full that they cannot park a car. Organization is the solution to this problem. However, the issue is that many people have no idea where to start, so their attempts to organize their garage keep failing. With these tips, homeowners will have a better sense of what they can do to get their garage clutter under control.

1. Create a Storage Plan

Creating a storage plan helps homeowners identify what they want to do with the garage, which makes it easier to implement. People should start by making a list of:

  • What to store
  • Where it should go, like on a wall or hanging from the ceiling
  • How often it will be used, and by whom

This list will make the next steps run more smoothly.

2.…

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What You Should Know About Property LiensThe ultimate goal for home buyers purchasing a home with a mortgage is to ultimately pay off the home loan so they don’t owe anything on it, making the home 100% their property. Until the home loan is paid off, the mortgage provider has a claim to ownership of the property, which they can act on if the homeowner stops making their mortgage payments. It’s important for home buyers and sellers to be familiar with property liens when trying to buy or sell a home because a lien can add extra difficulties to a sale. Here is what everyone needs to know about property liens.

For informational purposes only. Always consult with an attorney, tax, or financial advisor before proceeding with any real estate transaction.

What Is a Property Lien?

A…

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How to Spot the Wrong Home BuyersHome sellers need to be careful when considering who's coming to look at their property, and thankfully, there are signs that will give buyers away. Most buyers will reveal their true characters in one way or another. Look for these red flags before jumping into serious (and time-consuming) negotiations with the wrong person.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

The Buyers Are Just Getting Started

People who are just getting started or show up to an open house without a real estate agent are extremely unlikely to make a serious bid on the home. While some people choose the first home they see and attribute the purchase to fate, it's…

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Getting Wood Floors? Check Out These 4 Great OptionsWhen it comes to floors, wood has always been a popular choice among homeowners. Wood floors are durable and can last decades with proper care, they give homes a classic look, and they can also add value to a home when it comes time to sell. However, there are multiple kind of wood floors, and homeowners who aren’t aware of that may be overwhelmed by all the choices when they go to choose which type they want.  Here are some different types of wood floor materials a Gallatin homeowner can chose from when they decide to have wood floors installed in their home.

Hardwood Floors

When it comes to wood floors, hardwood is definitely the one everyone thinks about first. Hardwood floors can be made from any type of hardwood, but oak is the most commonly…

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How to Decide Between a Fixed-Rate and an Adjustable-Rate MortgageWhen Brentwood homebuyers are first getting to know their mortgage options, they'll likely hear the terms ARM and fixed-rate over and over again. They're also likely to notice that one has more attractive interest rates than the other. But choosing between an adjustable-rate mortgage (ARM) and a fixed-rate mortgage is more than just considering the interest rates as they are now. Learn more about how buyers should approach their mortgage, whether they plan to stay in the home for 5 years or 5 decades.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

How Adjustable Rates Work

Adjustable rates can change based on the market, making it possible…

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Everything Homeowners Need to Know About Disclosures When SellingAre you selling your Old Hickory home? If so, you'll need to deal with disclosures. Knowing what disclosures are and writing disclosures properly can help you sell your house. Disclosures are a part of the home's buying contract. If the disclosures are not written properly, this can cause problems for sellers and buyers. Here's what you need to know.

For informational purposes only. Always consult with an attorney, tax, or financial advisor before proceeding with any real estate transaction.

What Are Disclosures?

In the disclosures section, the homeowner lists known defects with the house. Typically, only certain defects need to be listed. Small defects, like holes in the wall, or a broken door knob, do not usually rise to the level of needing…

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When Debt-to-Income Ratio is Too MuchWhen you apply for a mortgage to buy a home, there are many factors that your lender will consider before approving your loan. One of the things that lenders think about when they're approving or denying a mortgage is the potential borrower's debt-to-income ratio. Knowing what DTI is, how that impacts your ability to buy a home, and what you can do to improve your debt-to-income ratio can help you through the home buying process.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

What Does Debt-to-Income Ratio Mean?

Debt-to-income ratio is the amount of money that a home buyer pays monthly for debts compared to the amount of money they make…

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Why You Should Hire a Professional Photographer for Your HomeIn today’s online world, pictures are more important than they’ve ever been—especially when it comes to selling a Nolensville home. Buyers are more likely to first see homes for sale online than through any other way. Because of this, sellers need to make sure the photos that buyers see are the best possible photos they can be. While sellers can take the photos on their own, if they aren’t experienced in photography, they likely won’t get the best results. For sellers who want professional-quality photos, the best thing to do is hire a professional photographer. Here are some of the reasons why professional photographers are worth spending the extra money.

Photographers Are Affordable

While it may seem like hiring a professional photographer can…

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Selling Your Home This Spring? Be Ready for AnythingAre you trying to sell your Murfreesboro home this spring? This time of year is a good time to sell a home. In spring, home buyers in large numbers start to look for their new home purchase. As a home seller, there's much you can do to make your home more attractive to buyers. Staging your home properly, making your home comfortable, and maintaining a clean property throughout the home selling process can help your home sell for a good price. Here's what you need to know.

Get the Climate Control Working

Spring temperatures can fluctuate. It's important for homeowners to have climate control working for all conditions, hot and cold, to ensure that their home will be comfortable for showings. If the furnace is having a hard time keeping up with…

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